We Buy Houses in Roseburg, Oregon
“They went out of their way to make sure I was happy with the deal and they assisted in any way they could to make the process easier…”
We Buy Your House For Cash Quickly
If you need to sell your house, we buy properties in Roseburg, Portland, and across Oregon. Our home-buying process will put cash in your hands as fast as seven days. We have helped hundreds of homeowners like you by buying their properties.
We pay cash for your primary house, rental property, duplex, or larger multifamily units complex and land as well. Regardless of the situation you are going through. We will buy your property.
Homeowners behind on mortgage payments have several options to deal with that problem, a repayment plan, a mortgage forbearance plan, a loan modification, foreclosure, or selling the house as quickly as possible.
Facing foreclosure may be an option. But this decision will bring emotional and financial setbacks in most cases. People in default or facing foreclosure may consider selling the property to minimize damages.
Selling Your Roseburg House to Avoid Foreclosure
A foreclosure is a blemish on your credit report that would last a minimum of 7 years. It is much better to have some late payments rather than a court judgment on your credit score. People who have late home loan payments and sell their properties can immediately begin rebuilding their credit history. A foreclosure closes many doors and opportunities. That is something we all need to consider before defaulting on a home loan.
Is it quicker and more dollars convenient to sell a defaulted property through a real estate agent or to an investor as Better Off Home Buyers?
|Activity||Selling w/ An Agent||SOLD To Better Off House Buyers|
|Inspection & Financing Contingency*:||Yes, sales can fall through||NONE|
|Appraisal Needed:||Yes, the house is often subject to appraisal – The seller pays the fees||NONE – We make cash offers|
|Average Days Until Sold:||+/- 91 Days||IMMEDIATE CASH OFFER|
|Number of Showings:||On average, 20 showings||1 (Just Us)|
|Who Pays For Repairs?:||Typically, The Seller. However, repairs could be negotiated during the Inspection Period.||NONE – We pay for all repairs|
|Commissions / Fees:||You, the seller, pay 6% on average||NONE|
|Closing Costs?:||You, the seller, pay 2-5% on average||NONE – We pay all costs|
|Closing Date:||30-60 +/- days after accepting the buyer’s offer||The Date Of YOUR CHOICE|
The home median price in Roseburg, Oregon, is $325,000. The market price had increased by 26% compared to the last year. This means the average equity is about 40% of the house value.
A homeowner who goes into foreclosure may be losing a lot more than his credit score. Just the equity amount of a median house in Roseburg could go over $50,000, plus the legal fees and federal taxes. That is a lot of money. Additionally, you will have the hassle of moving your family to another neighborhood, a new school district, and many more inconveniences.
Banks and lenders are aware that millions of homeowners and small landlords are going through difficult times. They are like predators waiting for their prey behind the bushes, ready to deal a death blow. They just want your home equity!
Real estate agents do not work with homeowners who are in default. They turn away homeowners who are struggling financially and can’t afford to spend money on renovations.
They assume that if a homeowner is behind on their mortgage payments, they would not have the means to make the necessary repairs or adjustments to beautify the property they will sell.
They know that potential buyers are impressed at first glance. If a property does not meet the agent’s requirements will be rejected immediately.
Investors like Better Off Home Buyers specialize in purchasing properties AS-IS. You will save time and money by selling your property to us.
Many homeowners have already taken the time to compare what is selling a house using an agent vs. selling it to us. They found that our process is transparent, easy to understand, and gives them the needed peace of mind.
Do You Have a Mortgage Forbearance?
Forbearance is an agreement between the debtor and the lender to delay a foreclosure. It is a temporary reduction or suspension of your monthly payments to help you get through a difficult time. Forbearance is not forgiveness. You will have to repay any missed or reduced loan payments through one of the many options.
- Slump sum (pay the total amount due at once.)
- Reinstate. At the end of the mortgage forbearance period. Borrowers repay the forbearance amount over the next 12 months (in addition to your regular monthly payments.)
- The deferred payments plan allows adding missed payments to the end of the Mortgage loan. (Borrower must qualify.)
- Modify your loan (permanently change some of the terms to make payments affordable.)
What To Do At The End Of Forbearance
When the mortgage forbearance end, borrowers should pay back the missed and regular monthly mortgage payments. Forbearance is not forgiveness.
The Mortgage Bankers Association (MBA) estimates that 1.7 million homeowners are in forbearance plans today. From July 26 through August 1, 15.07% of this number represented borrowers who did not make monthly payments and exited forbearance without a loss mitigation plan. Abandonment rates increased from 3.4% to 3.6% in the same period.
According to the National Housing Law Project. Roughly 14.5 million loans nationwide are not backed or owned by a federal agency and are not covered by the federal moratorium. If you are under a Mortgage forbearance plan that is about to end, contact your loan servicer right away. Negotiate with your lender to avoid going into foreclosure. Some lenders may be able to work with you. At the end of the day, they do not want to end with extensive house inventory.
But if you think that your way out is by selling your house, contact us by filling the format on this page or dialing our phone number directly. We understand distressed homeowners and help them find a way out of their financial problems.
How We Will Buy Your House
First, You communicate with us
As soon as we receive your information or phone call, we will get back to you.
We’ll talk about your property’s conditions and characteristics. Then, we’ll arrange an appointment to see the house physically.
We, Will, Meet You at Your Property on The Day Of The Appointment
Together we will walk to your house and take note of its conditions. You don’t have to worry about repairs or damages on it, missed payments, forbearance plans, or pre-foreclosure situations. We cover all of that.
After finishing the walk, we may present you with a cash offer for the house.
You are not required to accept our proposal immediately. When it seems appropriate for you, we will sign the contract for the purchase of your home.
We will Cose When You Decide
It is that easy, we will work according to your schedule, and we will take care of the details and paperwork of the purchase. After the respective contract signatures, you will receive cash for your Roseburg house.
Are You Selling Your Roseburg Home?
We’ll buy it fast. We pay cash. We close in 7 days. It doesn’t matter if you are facing foreclosure or going through a legal process for being behind on mortgage payments; we can make a win-win offer for your house.
The Better Off Home Buyers Team
We are a family-owned home-buying company, established in Oregon.
Our team is made up of Lawyers, Accountants, and Real estate specialists.
Frequently Asked Questions
Will I have to pay any costs when I sell to Better Off Home Buyers?
No. If you sell your house through a real estate agency. You must pay the agent’s commission and closing costs. You do not pay any fees or costs when you sell your home to us.
If you hire an agent, you must pay for home repairs, and costs, schedule and manage visitors, and wait up to 180 days to sell.
How do I know you are giving me a reasonable offer?
After we visit your home, we will present you with a cash offer. You can take the time you need to accept our offer. You also can shop around and compare other offers. Due to our experience, we are confident you will find our proposal the best. The most important thing is that you have a satisfactory experience dealing with us.
How soon will I have to move out of my house?
Our home buying process will guarantee we will buy your home in about seven days. Yet, We understand that relocating needs effort and time. For this reason, on many occasions, we have agreed with homeowners for 30, 60, or 90 days to move out from the property.
What types of homes do Better Off Home Buyers buy?
The majority of properties we have purchased over the years are homes. But, also buy other types of properties like duplexes, apartment units, and empty homes.
What if my property has tenants?
If you need to sell your tenant-occupied house, we will buy it. Many landlords have experienced difficulties since the Coronavirus breakout. The federal and local ban on eviction regulations has pushed landlords to the edged of the abyss. We have had the opportunity to help owners who needed to sell their properties with tenants. We have also helped tenants with moving costs or a new lease. Everything obviously, according to the needs of the landlords and tenants.
What if my property needs repairs?
Home repair costs are the number one concern for homeowners who need or want to sell their homes. Sometimes properties need improvements that can cost tens of thousands of dollars. Usually, a homeowner that have not the means to repair his home would be rejected by realtors. There is no need to spend on home repairs or any other expenses. We buy your home AS-IS.
Who are the Better Off Home Buyers?
Although this is not a frequently asked question, surprisingly, some customers have asked us. We are a family-owned real estate investment company serving Oregon.
We have helped hundreds of homeowners who wanted or needed to sell their properties. Our home buying process is fast. It is a 1, 2, 3 process, one. You contact us; two; we present you with an offer, three, and you get cash for your home in about seven days.
Our team includes Lawyers, Accounts, Real estate specialists, Financial Advisors, and fantastic support personnel.
We Buy As-Is Properties
We’ve had many people contact us that were tired of being a landlord. People who have had a rental property for a long time are ready to sell. They don’t want to go through the hassle of relocating tenants, renovating the house, hiring a real estate agent, marketing the property, showing it, and finally selling it.
Recently, due to the pandemic, the federal and local eviction ban rules protected renters but were devastating for landlords who did not could collect their rent for months, even more than a year in many cases. We have had the opportunity to help desperate landlords by buying their occupied rental properties.
At the same time, we have helped their tenants who wanted to move out or sign a new lease agreement.
We buy your rental property As-Is. Contact us for more information.
No matter what the physical condition of the property, we buy it. There’s no need for you to put any money into fixing up your house. Does the carpet or flooring need to be replaced? Water damage? Mold? Does the kitchen or bathroom need to be updated? Moss on the roof? Are the old gutters clogged? Do the aluminum windows need to be updated? Or just general wear and tear? Don’t worry. We’ll make you a fair offer regardless of the condition.
Home repairs are the main concern for homeowners when they want or need to sell their properties. On many occasions, the cost of repairs is so vast that people think they would never sell their home. But that is just a myth. To sell your run-down property, give us a call. We will take of everything.
Inheritance & Probate
Have you inherited an unwanted property and need cash now? Are you the personal representative of the estate for the probate process? We will make you a fair offer and take care of cleaning out the property. There’s no need for you to lift a finger to get the property ready for sale. We’ll do all the heavy lifting, even if the property has tenants. We’ll take care of it all for you. It’s our job.
Sometimes an inherited property causes problems among family members. It may happen that relatives do not agree on time, expenses, and taking care of the house. Sometimes it becomes a practical solution to sell the property, but that also is a decision that generates disagreement; it could be that some of the family members approve of investing money in-home repairs, and others may consider it a waste of time and dollars.
If you want to sell your inherited property or if you are a representative of an estate, fill out the form on this page o dial our phone number directly. We want to hear from you.
Eviction & Tenant Situations
Do you have tenants that are not paying? Are tenants taking advantage of Washington’s tenant-friendly laws? Have you evicted tenants and your property is damaged? Or just flat-out bad tenants? We can handle any tenant situation. We’ll make you a fair offer and take care of the tenant situation.
Tenant-landlord relationships have been a sensitive issue durant the last two years. On one side, rules prohibited evictions; on the other side, landlords were not receiving any money from their rental investments, carrying out the costs such as the mortgage, maintenance, and property taxes.
After evictions were lifted, the nightmare became a reality for many landlords, with no money in their pockets and a destroyed rental-occupied home. Thus, the solution. Get rid of the property before the damage worsens. We can take care of your tenant-occupied property. We will buy it through a seven days process.
Hoarding, drug houses, crime scenes, homicide, suicide, and unattended death on the property. We’ve dealt with it all. There is no need for you to hire a biohazard cleanup company in Portland, Oregon. We have our cleanup crew. Our goal is to make your selling process quick and easy.
We Make Selling Easy
Depending on the situation…
We will close on the date of your choosing.
Whether it is 6 days or 6 months, you choose the date.
We will pay for your move to your next place.
We will pay for your probate attorney.
We will pay for your eviction attorney.
We will transfer utilities for you.
We will find your next place to live so you can sell with confidence.
We will take over tenant communication.
You can live at the property for weeks after closing.
Provide a free storage unit.
You will receive complimentary trash removal.
We will take care of donating anything you don’t want that’s still intact.