Proof of Funds You Can Check Before You Sign

Read the lender letter behind our offers and confirm it with the lender yourself.

The letter at a glance

Issued by: Legacy Lending, LLC, Bend, Oregon (NMLS 2190099)
Issued to: Better Off Home Buyers
Date: October 21, 2026, a 12 month approval
Amount: Bridge loan pre-approval of up to $1,000,000 per loan and $3,000,000 in total
Signed by: Scott Dalinger, Loan Originator (NMLS 2799478)

PDF

One page. Read it, save it and share it with your title company or advisor.

Download the letter (PDF)

What the letter says about final approval

The pre-approval turns into a final loan approval when three things are in place. Each one protects both sides of the sale.

A satisfactory purchase agreement

You and we agree on the price, the closing date and the terms, and both sign.

A sufficient appraisal

The lender confirms the value of the property supports the loan.

Marketable title

A neutral title company confirms the title is clear to transfer to us.

Check it yourself in three steps

A proof of funds letter earns trust when you can confirm it with the issuer. Here is how.

1. Look up the lender

Search Legacy Lending (NMLS 2190099) on NMLS Consumer Access, the public register of licensed mortgage lenders.

2. Look up the signer

Search Scott Dalinger (NMLS 2799478) on the same register and see the license and the company he works with.

3. Bring in your title company

Your title company or escrow officer can review the letter with you before you sign the purchase agreement.

A word about who signs the letter

Scott Dalinger founded Better Off Home Buyers and also works as a loan originator at Legacy Lending. We tell you so you can weigh the letter with that in mind, and so you can confirm every detail with the public register and your own title company. You can meet Scott and the rest of the team on our Our Company page.

Questions about our proof of funds

Straight answers about the letter and how to check it.

What is a proof of funds letter?

It is a letter from a bank or lender that shows a buyer has financing available to purchase a property. Sellers ask for it to see that an offer has real funding behind it.

What does your letter show?

Legacy Lending, LLC pre-approved Better Off Home Buyers for a bridge loan of up to $1,000,000 per loan and up to $3,000,000 in total. The approval is dated October 21, 2026 and runs for 12 months.

What has to happen before the funds are final?

Final loan approval needs a satisfactory purchase agreement, a sufficient appraisal of the property and marketable title. A neutral title company handles the closing paperwork.

Who is Legacy Lending?

Legacy Lending, LLC is a lender based in Bend, Oregon (NMLS 2190099). Scott Dalinger, founder of Better Off Home Buyers, is a loan originator there (NMLS 2799478). We tell you so you can weigh the letter with that in mind.

How can I check the letter?

Search for Legacy Lending (NMLS 2190099) and Scott Dalinger (NMLS 2799478) on NMLS Consumer Access. Your title company or escrow officer can also review the letter with you.

When can I see it?

Before you sign. Download it on this page or ask us at any point in the process.

What should I ask any cash buyer for?

Ask for a letter on bank or lender letterhead, dated recently, with the buyer’s name and the amount, and confirm it with the issuer. Our comparison page shows the other items to line up in writing.

Ready to talk about your house?

Tell us about the house. We will look at it, show you our offer line by line and share this letter whenever you ask.

Call (888) 827-0889

Read how a sale works on our How It Works page. This page is general information and not legal or financial advice.

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